Terms of Service

Effective Date: October 2, 2026

Last Updated: October 2, 2026

These Terms of Service ("Terms") govern your access to and use of the Wealth With Grant website, digital products, educational materials, and related services.

The Wealth With Grant and Wesley Grant brands are owned and operated by Surine Advisors LLC ("Surine Advisors," "Company," "we," "us," or "our").

By accessing this website, purchasing a product, downloading materials, or otherwise using our services, you agree to these Terms. If you do not agree to these Terms, please do not use the website or purchase our products.

You must be at least 18 years old or the age of legal majority in your jurisdiction to make a purchase from us.

By using this website or purchasing a product, you represent that you have the legal capacity to enter into a binding agreement.

Wealth With Grant provides educational information, tools, templates, workbooks, calculators, examples, strategies, and other resources related to business development, entrepreneurship, sales, marketing, operations, revenue planning, and related subjects.

Our content is provided for educational and informational purposes only.

Nothing provided through Wealth With Grant constitutes legal, tax, accounting, investment, financial, insurance, or other professional advice.

You are responsible for evaluating information and making your own business and financial decisions. You should consult an appropriately qualified professional regarding matters specific to your circumstances when necessary.

We do not guarantee that using our products, strategies, systems, templates, or educational materials will result in any particular business, financial, revenue, customer, lead, sales, or other outcome.

Examples involving revenue, pricing, conversion rates, customers, leads, sales, or other business metrics are provided for educational and illustrative purposes.

For example, The $10K Service Business System uses a $10,000 monthly revenue target to demonstrate how a service business owner can work backward from a revenue goal into customers, leads, conversion rates, and business activity.

The $10,000 figure is a planning target—not a promise, prediction, or guarantee that you will earn $10,000 per month.

Your results may vary significantly depending on factors including your market, industry, pricing, skills, experience, business model, expenses, competition, sales ability, marketing efforts, implementation, consistency, economic conditions, and circumstances outside our control.

We may offer digital products including:

• Workbooks
• Guides
• Templates
• Calculators
• Checklists
• Scripts
• Worksheets
• Courses
• Training materials
• Downloadable files
• Digital tools
• Other educational resources

The exact contents of each purchase will be described on the applicable product page.

Digital products are licensed to you rather than sold to you as intellectual property.

Your purchase gives you a limited, revocable, non-exclusive, non-transferable license to use the purchased materials for your own personal or internal business use, subject to these Terms.

Digital products may be delivered through email, direct download, a third-party platform, a customer portal, or another electronic delivery method.

You are responsible for providing an accurate email address and maintaining access to the email account used when making your purchase.

If you experience a legitimate problem accessing a purchased product, please contact us so we can assist you.

Prices are displayed before purchase and may change at any time.

By submitting payment information, you represent that you are authorized to use the payment method provided.

Payments may be processed by third-party payment processors. Your use of those services may also be governed by the processor's applicable terms and privacy policies.

You agree to pay all charges associated with your purchase, including applicable taxes where required.

Because our products may consist of digital content that can be immediately accessed, downloaded, viewed, or copied, all digital-product sales are final unless otherwise expressly stated on the applicable product page or required by law.

We generally do not provide refunds because a customer:

• Changed their mind
• Did not use the product
• Did not complete the product
• Expected different business results
• Failed to implement the material
• Purchased the product by mistake after receiving access

However, if you experience a duplicate charge, technical delivery problem, or another billing issue, please contact us so that we can review the matter.

Nothing in this section limits any rights you may have under applicable law.

Unless we expressly provide written permission otherwise, products purchased from Wealth With Grant are licensed to one purchaser for personal or internal business use only.

You may use the materials to help operate and develop your own business.

You may not:

• Resell our products
• Redistribute the materials
• Share purchased files publicly or privately with others
• Upload the materials to file-sharing websites
• Give copies to clients, employees, students, members, or other businesses unless expressly permitted
• Repackage the materials as your own
• Sell modified versions of our materials
• Use our materials to create substantially similar products for resale
• Remove copyright, trademark, or ownership notices
• Claim our intellectual property as your own

Purchasing a product does not transfer ownership of the underlying intellectual property to you.

Unless otherwise stated, all content available through Wealth With Grant, including but not limited to:

• The $10K Service Business System
• Workbooks
• Templates
• Worksheets
• Calculators
• Frameworks
• Written content
• Graphics
• Designs
• Branding
• Logos
• Videos
• Training materials
• Website content
• Product names
• Original methodologies and materials

is owned by or licensed to Surine Advisors LLC and is protected by applicable intellectual-property laws.

No rights are granted except the limited rights expressly provided under these Terms.

You agree not to use our website, products, or services to:

• Violate applicable law
• Infringe another person's rights
• Attempt to gain unauthorized access to our systems
• Introduce viruses, malicious code, or harmful technologies
• Scrape or systematically extract website content without authorization
• Circumvent security or access restrictions
• Misrepresent your relationship with Wealth With Grant, Wesley Grant, or Surine Advisors LLC
• Engage in fraudulent activity
• Interfere with the operation or security of our website
• Use our intellectual property in a manner prohibited by these Terms

We may restrict or terminate access when we reasonably believe these Terms have been violated.

You are solely responsible for ensuring that your business activities comply with laws and regulations applicable to you.

This may include laws concerning:

• Advertising
• Email marketing
• Text messaging
• Telephone solicitation
• Door-to-door solicitation
• Consumer protection
• Licensing
• Insurance
• Taxes
• Privacy
• Employment
• Contracts
• Reviews and testimonials

Laws vary by jurisdiction and industry.

Scripts, templates, examples, and strategies provided by Wealth With Grant are starting points for educational purposes and should be reviewed and adapted for your business and applicable laws before use.

Our website or products may reference or link to third-party websites, software, payment processors, platforms, applications, or other services.

We do not own or control those third parties and are not responsible for their content, availability, security, policies, products, or practices.

Your use of third-party services is subject to the applicable provider's terms and policies.

A reference to a third-party product or service does not necessarily constitute an endorsement.

Testimonials, case studies, examples, and customer experiences may represent the experiences of particular individuals or businesses.

They should not be interpreted as guarantees that you will achieve identical or similar results.

Individual results vary.

We strive to maintain the availability and functionality of our website and digital-product delivery systems, but we do not guarantee uninterrupted or error-free access.

We may modify, suspend, discontinue, update, or restrict portions of the website or services when reasonably necessary.

To the fullest extent permitted by applicable law, the website, products, services, and content are provided "as is" and "as available."

We make no warranties, express or implied, regarding the completeness, accuracy, reliability, availability, suitability, merchantability, fitness for a particular purpose, or results of using our website, products, or services.

Nothing in these Terms excludes warranties or rights that cannot legally be excluded.

To the fullest extent permitted by applicable law, Surine Advisors LLC and its owners, officers, employees, contractors, representatives, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the website, products, services, or educational materials.

This includes, where legally permitted, losses involving revenue, profits, customers, opportunities, data, business interruption, or anticipated savings.

To the fullest extent permitted by applicable law, our aggregate liability arising from a particular purchased product will not exceed the amount you paid to us for that product giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

To the extent permitted by law, you agree to indemnify and hold harmless Surine Advisors LLC and its owners, officers, employees, contractors, representatives, and affiliates from claims, damages, liabilities, losses, and reasonable expenses arising from your misuse of our website or products, violation of these Terms, violation of applicable law, or infringement of another person's rights.

Your use of our website is also subject to our Privacy Policy.

Our Privacy Policy explains how personal information may be collected, used, disclosed, and protected.

We may suspend or terminate your access to our website, digital products, or services if you materially violate these Terms, misuse our intellectual property, engage in fraudulent activity, or otherwise misuse our services.

Termination does not grant you the right to distribute, reproduce, or otherwise use our intellectual property beyond the license originally provided.

We may update these Terms periodically to reflect changes in our business, website, products, services, or legal requirements.

The "Last Updated" date at the top of this page will indicate when these Terms were most recently revised.

Your continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

These Terms are governed by the laws of the State of Alabama, without regard to its conflict-of-law principles, except where applicable law requires otherwise.

Any legal proceedings arising from these Terms will be handled in a court of competent jurisdiction as permitted by applicable law.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

These Terms, together with our Privacy Policy, Refund Policy where separately provided, product-specific terms, and other policies expressly incorporated by reference, constitute the agreement between you and Surine Advisors LLC concerning your use of the applicable website and services.

Questions regarding these Terms may be directed to:

Surine Advisors LLC — Owner and operator of Wealth With Grant and Wesley Grant.